All About Citibank And SBI Credit Cards

Credit cards are used nowadays to make daily transactions ranging from buying groceries to booking flight tickets. Citibank and State Bank of India are two premier banks in India that offer some of the best credit cards in the market.

State Bank Of India, the second-largest credit card issuer of India has launched more than 45 types of credit cards in various categories such as shopping, lifestyle, health, travel, fuel, rewards, etc. Citibank too offers customised credit cards specifically for travel, lifestyle shopping, restaurant, and corporate needs.

You can avail an SBI credit card or a Citibank credit card of your choice through Finserv MARKETS. Read ahead to know how you can do it.

citibank and sbi credit cards
citibank and sbi credit cards

Top SBI and Citibank Credit Cards

Here is a list of the top SBI and Citibank Credit Cards in each category

CategorySBI Credit CardCitibank Credit Card
ShoppingSBI SimplySAVE Credit CardCiti Cash Back Credit Card
TravelClub Vistara SBI Card PRIMECitibank Premier Miles Credit Card
LifestyleSBI Card ELITECiti Prestige Credit Card
HealthDoctor’s SBI CardCiti Prestige Credit Card
FuelBPCL SBI CardIndian Oil Citibank Credit Card
RewardSBI Card PRIMECitibank Rewards Credit Card

Features And Benefits Of Top SBI and Citibank Credit Cards

1.       SBI Card ELITE

Annual fee: Rs. 4,999

Renewal fee: Rs. 4,999 (From second year)

  • 5X reward points on groceries, departmental store and dining expenses.
  • Maximum 50,000 bonus reward points on annual spends.
  • On spending Rs. 3 to 4 Lakh in a year, earn 10,000 bonus reward points.
  • 15,000 reward points for your first day hotel stay using the SBI credit card.

2.       SBI Card PRIME

Annual fee: Rs. 2,999

Renewal fee: Rs. 2,999 (From second year)

  • For every Rs. 100 spent on standing instructions of utility bill payments earn 20 reward points.
  • For every Rs. 100 spent in Reliance shops, BigBasket, etc, earn 15 reward points.
  • For every Rs. 100 spent on groceries, dining, movies and departmental stores, earn 10 reward points.
  • If you spend Rs. 100 on your birthday, earn 20 reward points.

3.       SBI SimplySAVE Credit Card

Annual fee: Rs. 499

Renewal fee: Rs. 499 (From second year)

  • For every Rs. 100 spent on dining, movies, departmental stores and groceries, earn 10X reward points.
  • On spending Rs. 2,000 within the first 60 days, earn 2,000 reward points.

4.       BPCL SBI Card

Annual fee: Rs. 499

Renewal fee: Rs. 499 (From second year)

  • A welcome gift of 2,000 bonus reward points.
  • For every Rs. 100 spent on all fuel and retail purchases, earn 1 reward point.
  • For every Rs.100 spent at groceries, movies, departmental stores, and dining, earn 5X reward points.
  • Earn 5X reward points for every Rs. 100 spent on standing instructions for utility bills payments.
  • For a maximum spend of Rs. 10000 per month, earn reward points.
  • Earn reward points at more than 14000 BPCL pumps.

5.       Citi Prestige Credit Card

Annual fee:  Rs. 20,000

Renewal fee: Nil

  • Earn 10,000 air miles as a welcome gift.
  • Get 2 reward points for every Rs.100 spent.
  • Complimentary night stays at participating hotels.
  • Complimentary priority pass access to airport lounges.

6.       Citibank Premier Miles Credit Card

Annual fee: Rs. 3,000

Renewal fee: Rs. 3,000 (From second year)

  • Earn PremierMiles on every spend.
  • For every Rs. 100 you spent on airlines, earn 10 air miles.
  • For every Rs. 100 you spent on all other transactions, earn 4 miles.
  • Through Citi World Privileges, avail great hotel deals in more than 90 countries.

7.       Indian Oil Citibank Credit Card

Annual fee: Rs. 1,000

Renewal fee: Rs. 1,000 (From second year)

  • Earn 250 Turbo Points on first transaction
  • For every Rs. 150 spent on IOC stations, earn 4 Turbo Points.
  • For every Rs. 150 spent at grocery stores and supermarkets, earn 2 Turbo Points.
  • For every Rs. 150 spent on all other categories, earn 1 Turbo Points.
  • 1% fuel surcharge on each card swipe at authorised IndianOil fuel stations.

8.       Citibank Rewards Credit Card

Annual fee: Rs. 1,000

Renewal fee: Rs. 1,000 (From second year)

  • Earn 1,500 bonus points on your first spend made.
  • For every Rs. 125 spent, earn 1 reward point.
  • For every Rs. 125 spent on apparel and departmental stores, earn 10x points.
  • On spending Rs. 30,000 or more in a month, earn 300 bonus points.
  • Reward points will never expire.

SBI Credit Card Customer Care

SBI has an efficient team of customer care professionals to tackle your card related problems. If you have any queries or complaints regarding SBI credit cards related to payment schedules, reward points, etc., you can contact SBI credit card customer care.

  • The toll-free helpline numbers are 1860 500 1290, 1860 180 1290 and 1800 180 1290. You can also prefix the local STD code to this number – 39 02 02 02 and contact them.
  • You can escalate your query by dialling 1860-180-7777 if you are not satisfied with their interaction.
  • You can reach out to the SBI credit card customer care to resolve your queries by writing a letter to them at;

Manager- Customer Care Services

SBI Cards & Payment Services Ltd.

DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City,

Gurgaon -122002(Haryana) India.

Citibank Credit Card Customer Care

You can contact Citi bank credit card customer care if you face any problems related to your Citibank credit cards or have any queries regarding them.

  • Use the Citibank credit card toll-free number is 1860 210 2484, if you are calling from India and use +91 22 4955 2484 from outside India.
  • Use the automated response generator ‘Citibank Ask me’ available on the Citibank official website, to resolve your queries.
  • You can reach out to the Citi credit card customer care to complain about an issue by writing a letter to them at;

Registered Post

Citibank N.A., Mail Room, ACROPOLIS, 9th Floor, New Door No.148 (Old No.68), Dr Radhakrishnan Salai, Mylapore, Chennai – 600 004.

Eligibility Requirements For SBI Credit Cards

To avail a SBI credit card, you should fulfil certain eligibility criteria. Some basic criteria are:

  • Age of the applicant should be between 21 years to 60 years.
  • The applicant should be either self-employed, salaried, or a retired pensioner.
  • The applicant should have a gross income of up to Rs. 3 lakh per annum.

Eligibility Requirements For Citibank Credit Cards

To avail a Citibank credit card, you should fulfil certain eligibility criteria. Some basic criteria are:

  • Age of the applicant should be between 23 years to 60 years.
  • The applicant should have a monthly income of more than Rs. 25,000.
  • The applicant should be an Indian citizen.

After considering all the important factors, choose a SBI or Citibank credit card of your choice.  Check whether you are eligible for one and apply for the chosen one via Finserv MARKETS website or app. Finserv MARKETS offers a secured platform, best rewards, assured welcome gifts and an easy application procedure for SBI and Citibank credit cards.

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