Terms of Use

Terms of Use (Terms & Conditions) – Tips Clear
Last updated: 17 May 2025

1. Acceptance of These Terms

By accessing or using https://tipsclear.com (the “Site”)—including any sub-domains, mobile versions, newsletters, or related services (collectively, the “Services”)—you agree to be bound by these Terms of Use (“Terms”). If you do not accept every provision, please refrain from using the Site.

2. Who We Are

The Site is owned and operated by Tips Clear Media LLP, 22 Rajiv Gandhi Salai, Thoraipakkam, Chennai 600097, Tamil Nadu, India (“Tips Clear,” “we,” “our,” or “us”). Company registration: LLPIN AAT-1234.

3. Changes to the Terms

We may revise these Terms at any time. The “Last updated” date at the top will change when modifications are posted. Continued use after an update constitutes acceptance of the new Terms.

4. Content Is for Informational Purposes Only

• No professional advice. Articles covering finance, health, legal, or technical topics are for general information and do not constitute professional advice. Consult a qualified expert before acting.

• YMYL disclaimer. Because some content may affect “Your Money or Your Life,” we apply rigorous fact-checking, but we cannot guarantee completeness or suitability for your personal situation.

• Medical & fitness content. Not intended to diagnose, treat, or cure any condition. Seek a licensed medical professional for personalised care.

• Financial guidance. We are not registered investment advisors. Investing involves risk; past performance is not indicative of future results.

5. Intellectual Property

All rights not expressly granted are reserved.

6. User-Generated Content

1. Your licence to us. By submitting comments, images, guest posts, or other material (“UGC”), you grant Tips Clear a worldwide, royalty-free, perpetual, irrevocable, non-exclusive right to use, reproduce, modify, publish, and distribute the UGC in any medium.

2. Your warranties. You warrant that you own or have the right to submit the UGC, that it is accurate, and that it does not violate any law or third-party rights.

3. Moderation. We reserve the right—but have no obligation—to review, edit, refuse, or remove UGC at our sole discretion and without notice.

7. Prohibited Conduct

You agree not to:

• Violate any applicable law or regulation;

• Post or transmit unlawful, defamatory, obscene, hateful, or harassing content;

• Infringe the intellectual-property rights of Tips Clear or others;

• Upload malware, exploit scripts, or perform denial-of-service attacks;

• Use automated means (bots, scrapers) to access the Site without our express written consent;

• Misrepresent your identity or affiliation;

• Interfere with the security or integrity of the Services.

8. Affiliate Links & Sponsored Content

Some articles contain affiliate links. If you click and purchase, we may earn a commission at no extra cost to you. Such links never influence our editorial verdicts. Sponsored posts and advertisements are clearly labelled.

9. Third-Party Links & Services

The Site may link to external sites or integrate third-party tools. We do not endorse and are not responsible for the availability, accuracy, or content of such external resources. Your interactions with third parties are solely between you and that party.

10. Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to accuracy, reliability, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the maximum extent permitted by law, Tips Clear, its partners, affiliates, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill arising from your use of (or inability to use) the Services—even if we have been advised of the possibility of such damages. Our total liability in any matter arising out of these Terms is limited to INR 10,000 (ten-thousand Indian rupees) or the amount you paid to us in the past 12 months, whichever is less.

12. Indemnification

You agree to defend, indemnify, and hold harmless Tips Clear and its officers, partners, employees, and licensors from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your UGC, or your breach of these Terms.

13. Digital Millennium Copyright Act (DMCA)

If you believe material on our Site infringes your copyright, please send a DMCA notice to dmca@tipsclear.com with:

1. An electronic or physical signature of the copyright owner;

2. Identification of the infringed work;

3. Identification of the infringing material (URL);

4. Your contact details;

5. A good-faith statement that the disputed use is not authorised;

6. A statement under penalty of perjury that your notice is accurate.

We will promptly remove or disable access to the alleged infringing content while we investigate.

14. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of India. You agree to submit to the exclusive jurisdiction of the courts of Chennai, Tamil Nadu for any disputes arising out of or relating to these Terms or the Services.

15. Severability

If any provision of these Terms is deemed unlawful or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force.

16. Entire Agreement

These Terms, together with our Privacy Policy, Editorial Policy, Fact-Checking Policy, Affiliate & Advertising Disclosure, and any supplemental guidelines posted on the Site, constitute the entire agreement between you and Tips Clear regarding the Services.

17. Contact Us

Questions about these Terms?
Email: legal@tipsclear.com
Postal: Tips Clear Media LLP, 22 Rajiv Gandhi Salai, Thoraipakkam, Chennai 600097, India

Thank you for visiting Tips Clear. Your responsible use of our content helps us continue to deliver clear, actionable insights for everyone.