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Health Insurance: Keeping you healthy

Health Insurance: Keeping you healthy

Health is always a precious asset you should take care in your life.  Staying healthy is an important thing you need, to lead a better life.

No one usually plans to get sick or get hurt in any sort of situation. But most of the times it happens. At that point, people need medical attention. It is a known truth you can’t just ignore.

I’ll be the first to admit it because I have seen many cases. I have seen people suffer from their sickness and ill health. So, I always think good health is the greatest blessing of life, and that is true.

People just try to be healthy, but most of the people need medical care at some point in their lifetime. At that point, people need to bear the financial catastrophes which are usually caused by the unexpected and expensive medical events.

Almost everyone should expect this type of financial catastrophes at least one or more of these medical events in their future. Exactly at this time people just need to be strong, and they should bear the burden of expensive bills from their own pockets.

But what if you have the deficient amount of money in those expensive times. You might just can’t get through those situations, or you might have stuck in debt.

These both situations are horrible to face. So, to avoid those situations you should have health insurance with you. Here Health insurances will keep you healthy.

Most of you might think why I should take health insurance?

If you have that question in your mind, then I will just give you a few reasons why you shouldn’t live without health insurances.

health insurance

Why health insurance is good to have (Or) why you should have health insurance:

  1. The first and foremost reason why you should take health insurance is that it could save you in times of expensive operations. If you don’t have health insurance, then you should face the burden on your shoulders, and you should pay all those bills. It could be a terrifying situation, so it is always vital to stay ahead of those situations. I have seen this type of situation in my circle let me get through it.

 

Real-life Scenario:

A few years back, my friend met with an accident. At the time of the accident, he got seriously injured, and he was admitted to a hospital, and they quickly took him to the Emergency room. At that time my friend doesn’t have medical insurance, and so he had to pay all the amount by himself.  Somehow, he managed to pay the advance in the hospital, and he got treatment. After a few days’ discharge date, has come and when he saw the bill, he was in a shock. At that time, he has borrowed money from others, and he’s still clearing the loan. It is a painful situation. You just can’t imagine the pain they feel at the time they pay the money.

If he had a health insurance, then he might quickly clear the bill because he doesn’t have to pay full amount all he should pay is 20-30% of total fees that’s cheaper than the expensive cost. Isn’t it this is the first reason why you should have health insurance.

The Second Reason for why you should take health insurance is that you might not receive great care when you visit a doctor. Even though they will treat in emergency rooms and take some care but you will undoubtedly receive less care when you compare with the health insurances. The reason for that is hospitals are much concerned about the insurance patients because they can cover additional costs on the insurance companies by keeping the patient in the hospital for an additional night or by scheduling the following appointments and so on.

Reason for why health insurance

The third reason for why health insurance in good to have is that it can encourage the good health of you. Normally, people who don’t have health insurance are less likely to visit the doctor rather than the individuals who have health insurance. People having insurance will always visit the doctor for routine checkups and some problem like headaches and body pains etc. They always keep visiting doctor so that they can get the better understanding of their health. But if you check non-insurance people they will always hesitate to go because they will think about the money they spend.

The fourth reason for why health insurance is good is it is affordable. You can see lots of health insurances around you can which widely range in prices and benefits. If you are curious to take care of your health, then you can just pick the best plan you can afford, and you can get benefits from that. Usually, young people who are in decent physical condition will have less amount per month then the elder people. So, it is always best to plan a health insurance for your family because it is always best to save a life rather than giving it up for the sake of money.

 

After you know these reasons you might think about the benefits you can get from the health insurance, right?

If you are thinking about the benefits of health insurance, then you can just get them in this post. Here you should always remember one thing you should always prefer good health insurance company depending on the benefits they provide.

Let’s see,

The benefits of having good health insurance

Having a good health insurance is always vital in filling your health dreams and also to get help on time. Each good health insurance plan available in the marketplace will have these 7 crucial health benefits.

  • If you have a good health insurance policy, then you can get outpatient care from the hospital. You will get a kind of attention without being admitted to a hospital.
  • You can get trips to the emergency room. Normally emergency room is very costly because they are intended for the medical emergencies. These emergency rooms are not first to come first serving rooms — these are more expensive and the doctor who sees patient will not know the patient history. So, emergency room trips are vital, and good health insurance will offer that.
  • If you have a good health insurance policy with you, then you will get inpatient care from the hospitals.
  • Women will get more care before and after your baby is born.
  • Mental health and other substance use disorder services will be treated. These types include behavioral health treatment, counseling, and psychotherapy.
  • You will get free lab tests.
  • You will get proper prescription drugs for free. This is available in good health insurance policies only.

These are the few benefits which you can enjoy by taking a good health insurance policy. There are some specific care health benefits will be varying by diseases. If your intent is to take a good health insurance policy, then do check all the required details in your policy and then proceed to pay.

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Conclusion:

This is all about the benefits and reasons of health insurance. It is always best to take proper care of your health because of human life a precious one. So you should save it instead of compromising it. I hope you all liked this post. If you have any suggesting, then you are pleased to comment below.

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