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Cryptocurrency is spreading everywhere as the world eagerly awaits the full adoption of virtual currencies. Almost every industry is considering the opportunities that cryptocurrencies have to offer. However, while many seem to be aware of different cryptocurrencies like Bitcoin, Ethereum, and Dogecoin, only a few have in-depth knowledge of cryptocurrency

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Exchange traded funds

Exchange traded funds, or ETFs, are a type of investment fund that owns a basket of assets, such as stocks, bonds, or commodities, and trades on an exchange like a stock. ETFs are similar to mutual funds in that they provide diversification and professional management, but they differ in a

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metaverse

The term “metaverse” is credited to author Neal Stephenson who used it in a cyberpunk novel in the 1990s. In the book, the metaverse is an immersive virtual reality (VR) world where people can lead parallel lives. Today, the metaverse is so far just a disjointed connection of VR worlds

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Diversifying Your Portfolio

It’s important to diversify your portfolio because it minimizes the risk that you’ll experience losses if one particular stock or sector experiences a decline. When you diversify, you spread your investments out over different asset classes, which tend to move independently of one another. This means that if one asset

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Student Loans Forgiven

Student loans can be a burden for many people. In fact, the average graduate has nearly $30,000 in student loan debt. If you’re struggling to make your student loan payments, you may be wondering if there’s any way to get your loans forgiven. While it’s not easy, there are a

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As President Donald Trump escalated the trade war with China with tariffs imposed on Chinese goods, investors were betting on which companies were most at risk. Some have turned to semiconductor producers, such as Qualcomm Inc. (QCOM), a mobile chipmaker that does much of its business in China. Qualcomm’s products

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Software differs from hardware as the set of rules that allow services to run on the physical device. The software industry actually represents only a small part of the overall computer programming activity that takes place, in terms of software exchanged between software producers and software consumers. Many software created

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Credit card debt continued to fall in the United States, falling to $978.8 billion in November, the Federal Reserve reports.The latest numbers are part of a steady decline since the coronavirus pandemic began in March. Credit card debt had reached an all-time high in February 2020, reaching $1.0943 trillion. Key

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