Orthodontic insurance is additional insurance taken out in addition to standard dental insurance to cover the type of work that is covered by an orthodontist and one of the most common inclusions that people look for in this type of policy is knowing whether it includes an element of orthodontic appliance insurance to cover the cost of the braces themselves.
Why do people need braces?
If your teeth are not biting properly, this is known as malocclusion and can be caused by a number of reasons including thumb sucking, accidents, premature loss of baby teeth or even inherited from our parents. . Symptoms can consist of protruding upper anterior teeth or even misalignment between your jaws, which means a bad bite when the teeth meet.
The most common form of orthodontic treatment involves wearing a splint. The splint when installed will exert light pressure on specific teeth, so that they are gently pushed back into place over time.
Orthodontic treatment is the only way to solve these problems and since this problem is considered more aesthetic rather than a health problem, is not normally covered by regular dental insurance, hence the need for this orthodontic insurance. additional.
Can I get dental appliance insurance
Braces can vary in type and price and this is where it would have been ideal if some sort of brace insurance existed. However, as braces are generally considered a personal choice, there is usually no insurance that can be taken out to cover the cost of braces, instead other methods will need to be considered.
1. Finding a company that provides orthodontic insurance that includes the cost of the braces themselves as well as the cost of orthodontic treatment is the best you can find, but it will take a bit.
2. Some orthodontics will provide a payment plan, although this is not as ideal as dental appliance insurance would have been, it is still not a bad option and will allow you to pay the cost over several months rather than ‘with a single lump sum.
3. Full payment, if you are reading this regarding finding some sort of dental appliance insurance coverage, you probably won’t be interested in this option.
As you can see, orthopedic appliance insurance doesn’t seem to exist as a stand-alone option and the best you can find is that it’s part of an orthodontic insurance policy. However, in most cases, these will only cover the cost of the treatment and not the braces themselves. So brace yourself (no pun intended) and expect to have to pay in full for the braces themselves.