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The maximum rate you can currently earn from a nationally available savings account is 2.55%. annual percentage yield (APY), offered by CFG Bank. That’s more than 25 times the FDIC’s national average for savings accounts of 0.10% APY, and it’s just one of the best rates you can find in our ranking below. Based on our weekly research of rates from over 200 banks and credit unions offering savings accounts nationwide, even the tenth best rate on the list pays 2.02% APY. Below are the best savings account rates available from our partners, followed by our full ranking of the best savings account rates nationwide.
Best Savings Accounts:
- CFG Bank – 2.55% APY
- UFB Direct – 2.21% APY
- Basque Bank – 2.20% APY
- My Direct Bank – 2.20% APY
- Fitness bank – 2.20% APY
- Brio Direct – 2.15% APY
- Savings on bread – 2.15% APY
- Ivy bank – 2.15% APY
- LoanClub – 2.07% ABS
- Prime Alliance Bank – 2.05% APY
- First foundation bank – 2.02% ABS
- E*Trade Bank – 2.00% APY
- CIBC United States – 1.95% ABS
- Bank TAB – 1.92% ABS
Note that some banks choose to call their savings accounts “monetary” accounts. Traditionally, money market accounts offer the ability to issue checks, while savings accounts do not. The accounts you will find in our ranking below all function as savings accounts and have no check writing privileges, although the name may suggest otherwise.
This week’s best savings account rates in the country are listed below in APY order. Where more than one institution has the same rate, we’ve ranked the accounts based on which require the lowest ongoing minimum balance.
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