American Express Bank Review 2022

American Express Bank is ideal for customers who are only looking for a decent, high-yield savings account, not full or in-person banking. It offers mostly average CD rates, but customers looking for CDs with longer terms can still earn interest at a competitive rate.

American Express Bank lacks many popular features available with other online banks. It’s almost unforgivable for an online bank not to offer mobile access at this point. The only ways to make deposits are by wire transfer, direct depositor by sending a check.

Without a current account, you will have to complete your American Express Bank accounts with another bank. If you’re okay with banking in more than one place, then American Express Bank’s savings account may be worth your while.

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